Office Hours: Monday to Friday - 09:00 to 16:45
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Construction Insurance
Waltons is here to help our clients build the future in more ways than one.
Construction Insurance
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Manufacturing Insurance
From property damage and equipment breakdowns to product liability and supply chain disruptions.
Manufacturing Insurance
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Professional Indemnity Insurance
Whether you’re a doctor, lawyer, accountant, or architect, having the right professional indemnity insurance is essential to safeguard your career and reputation.
Professional Indemnity
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Engineering Insurance
Engineering insurance provides essential protection for businesses operating in this complex and high-risk industry.
Engineering Insurance
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Retailer Insurance
Whether you operate a small boutique or a large department store, tailored retail shop insurance is crucial for managing risk and ensuring business continuity.
Retailer Insurance
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Landlord Insurance
Our landlord insurance is a specialised policy designed to protect property owners who rent out their properties.
Landlord Insurance
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Warehouse Insurance
Whether you are a wholesaler of clothing, food, furniture, electronic equipment or even industrial machinery we can create an insurance solution that covers your assets, earnings and legal liabilities.
Warehouse Insurance
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Motor Fleet Insurance
If you operate a fleet, whether just a few vehicles or many hundreds, cars, vans, lorries or a combination, we can secure insurance from a specialist fleet insurer
Motor Fleet Insurance
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Cyber Insurance
Waltons can customise your cyber insurance policy to meet the specific needs of your business, ensuring you’re adequately protected against the risks you face.
Cyber Insurance
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Motor Trade Insurance
At Waltons we can provide quotations for all aspects of the motor trade industry and have been doing so for nearly fifty years.
Motor Trade Insurance
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Contractor Insurance
We have been creating bespoke insurance solutions for contractors for nearly fifty years, over that time we have developed strong working relationships with the industry’s leading insurers.
Contractor Insurance
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Latent Defects Insurance
Our experts only work with the most renowned and reliable latent defects insurers in the UK. With over 50 years of experience in the insurance broker industry, you can trust Waltons Insurance.
Latent Defects Insurance
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Social Club Insurance
We offer exclusive insurance schemes tailored to suit all Working Men’s Clubs, CIU Affiliated Clubs, Political Clubs, Irish Clubs, Royal British Legions, Miners Welfares, Community Centres, Charities & Non Profit Centres.
Social Club Insurance
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Sports Clubs Insurance
Waltons provide comprehensive insurance and risk management policies, tailored exclusively to suit the requirements of all sports clubs and function venues.
Sports Clubs Insurance
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Community Centre Insurance
Community Centres are complex entities with unique insurance requirements – our specifically tailored products cover every intricate detail in one single policy.
Community Centre Insurance
Why is business insurance important?
Business insurance is essential for safeguarding your business against unforeseen risks and financial losses. It provides a vital safety net that can protect your assets, income, and reputation in the event of accidents, claims, or disasters. From property damage to liability claims, business insurance offers peace of mind and helps ensure your business can recover and thrive.
By investing in the right insurance coverage, you are protecting your hard-earned business and securing its future.
- Compare business insurance quotes from globally-recognised and trusted brands.
- Get peace of mind, letting you focus on your business, not the what-ifs
- Trusted by thousands of small UK businesses for flexible, tailored cover.
How much does business insurance cost?
The cost of business insurance varies widely depending on several factors:
- Type of business: The industry you’re in significantly impacts the cost. High-risk industries typically have higher premiums.
- Business size: Larger businesses generally require more extensive coverage and therefore higher premiums.
- Location: Geographic location can affect insurance costs due to factors like crime rates and natural disaster risks.
- Coverage levels: The amount of coverage you choose will influence the premium. Higher coverage limits usually mean higher costs.
- Claims history: A history of claims can lead to increased premiums.
- Risk assessment: Insurers assess your business’s risk profile, which impacts the cost.
Find out how much you’ll pay by comparing business insurance from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need. Get an accurate personalised quote from Walton’s Insurance today and discover how affordable comprehensive coverage can be. Contact us to start safeguarding your future.
Frequently asked questions
Whether you’re new to buying business insurance or you’ve been trading for a while, here are the answers to some commonly asked questions about business insurance.
In the UK, there is only one type of business insurance that is legally required for most businesses: Employers’ Liability Insurance (EL). This covers claims from employees who are injured or become ill due to their work.
However, other types of insurance might be necessary depending on your specific business:
- Public Liability Insurance: Covers claims from third parties (people who aren’t employees) if they are injured or their property is damaged due to your business activities.
- Product Liability Insurance: Covers claims from customers who are injured or suffer property damage due to your products.
- Professional Indemnity Insurance: Covers claims from clients who suffer financial loss due to your professional negligence.
Consult with one of our insurance professionals to determine the specific types of insurance you need for your business. They can assess your unique circumstances and recommend the most suitable coverage.
Yes, even if you’re self-employed, you may need business insurance. While you might not have employees, you could still be liable for accidents, injuries, or property damage related to your work.
Here are some common types of business insurance for self-employed individuals:
Consult with our business insurance professionals to determine the specific types of insurance you need for your self-employed business. They can assess your unique circumstances and recommend the most suitable coverage.
Yes, even if you run an online business, you may need business insurance. While you might not have a physical storefront, you could still be liable for accidents, injuries, or property damage related to your business activities.
Here are some common types of business insurance for online businesses:
- Public Liability Insurance: Covers claims from third parties (people who aren’t employees) if they are injured or their property is damaged due to your business activities, such as product delivery or website errors.
- Product Liability Insurance: Covers claims from customers who are injured or suffer property damage due to your products, whether they are physical goods or digital downloads.
- Professional Indemnity Insurance: Covers claims from clients who suffer financial loss due to your professional negligence, such as if your website or online services malfunction or cause data breaches.
- Cyber Liability Insurance: Covers costs associated with data breaches, cyberattacks, and other digital threats that can harm your business.
It’s important to consult with an insurance professional to determine the specific types of insurance you need for your online business. Get in touch so we can assess your unique circumstances and recommend the most suitable coverage.