Merseyside Fire Service
The group insurance scheme is open to members of the Merseyside Fire & Rescue Sports and Social Club. The scheme consists of Life Insurance and Motor Breakdown.
The policy has 3 optional benefit levels of £10,000, £50,000 & £100,000. The policy is written in Trust as this is the best way to ensure the money is paid quickly, without any implications for inheritance or other taxes. This means you cannot assign this policy to any person or company. In the event of death the Trustees will meet and decide who the deceased would have wanted the money to go to. If you want to you can give them an indication of who that would be by completing the beneficiary nomination section of the application form.
You also have the option to include your partner for the same benefit or a lesser amount but your partner cannot have more cover than you. Cover can continue into retirement however the benefit will reduce by 50% and all cover ceases at 65.
The policy covers you and your partner whilst as a driver or passenger in any vehicle (see policy for definitions of vehicle) anywhere in the UK, the Isle of Man and the Channel Islands.
You’ll be covered for
- Roadside Assistance
- Vehicle Recovery / Onward Transportation
Please click here to download our Motor Breakdown Policy.